How can the Tribunal help? How do I make a complaint? Online Complaint Form

The Superannuation Complaints Tribunal is an independent dispute resolution body which offers a free, 'user-friendly' alternative to the court system. The Tribunal is completely impartial—we make decisions on the individual facts and merits of each complaint. We do not act for or represent any side to a complaint.

The Tribunal deals with complaints relating to decisions and conduct of trustees, insurers, and other decision-makers in relation to regulated superannuation funds, approved deposit funds, annuities, life policy funds and retirement savings accounts. The Tribunal does not, however, have an unlimited jurisdiction to deal with all superannuation-related matters. To find out what matters the Tribunal can and can't deal with, find out more.

A complaint can be made to the Tribunal that a decision or conduct was unfair or unreasonable in its practical outcome or consequence. The Tribunal's powers are limited to providing a remedy in relation to the demonstrated adverse impact of a decision or conduct. To find out what remedies the Tribunal can and can't provide, find out more.

Latest News

Current SCT Bulletin »

The Tribunal's quarterly bulletin for the March 2015 quarter has been issued.  Click here to read the bulletin.

Appointment of Deputy Chairperson »

The Government is pleased to announce the appointment of Ms Ragini Rajadurai as deputy chair for a five year term commencing 1 June 2015.

Ragini has over 25 years' experience in the law, insurance and alternate dispute resolution and was formerly a part-time member of the Tribunal.

First Steps

  1. Before contacting the Tribunal you must first complain to your superannuation provider. See sample complaint letter »
    If you are not satisfied with the response, or after 90 days you have had no response, you may make a complaint to the Tribunal.
  2. Before you make a complaint to the Tribunal, check to ensure your complaint is within the Tribunal's jurisdiction and that the Tribunal has power to provide a remedy.
  3. Your complaint to the Tribunal must be in writing. Download complaint form »
  4. Please contact the Tribunal on 1300 884 114 if you need assistance in lodging your complaint.