Who can make a complaint?

For Superannuation complaints

A person who is dissatisfied with the Superannuation Fund Trustee's conduct or decision and who is:

  • A current member or former member of a Regulated Superannuation Fund which is not a Self Managed Superannuation Fund;
  • A beneficiary or former beneficiary of an Approved Deposit Fund (ADF) which has more than one beneficiary;
  • A person with an interest in, or who claims an entitlement to, a death benefit; or
  • Someone acting on behalf of the persons above or of their estate, such as a family member or legal personal representative.

For Annuity Policy complaints

  • A person who has or claims to have an interest in (i.e. has purchased) an annuity policy.
  • A person who is a potential beneficiary under an annuity policy in relation to a benefit payable following the death of the person who held the policy.
  • A person acting for one of the above.

For RSA complaints

A person who is dissatisfied with their RSA provider's conduct or decision and who is:

  • A current or former RSA holder
  • A person with an interest in, or who claims an entitlement to, a death benefit payable from an RSA, or
  • Someone acting on behalf of the persons above or of their estate, such as a family member or legal personal representative.